Odds TrainerBlackjack Strategy
Methodology

How We Compute the Odds

By Spencer S. · Updated June 15, 2026

Every win percentage and expected value on this site comes from one engine that we wrote. It doesn't simulate millions of hands and report an average — it solves the math exactly, from the actual cards left in the shoe. Here's precisely how, including the assumptions and the few standard approximations we make.

In one sentence

We compute the dealer's exact outcome distribution by recursion over the remaining shoe (conditioned on the US peek rule), then evaluate the expected value of standing, hitting, doubling, and splitting against it — no simulation, no lookup tables.

The dealer's outcome distribution

The heart of the engine is the dealer's exact probability of finishing at 17, 18, 19, 20, 21, or busting, given their up-card. We compute it with a memoized recursion over the dealer's hand state — total and whether it's "soft" (an ace counted as 11). At each step the dealer's draw probabilities come from the actual composition of the remaining shoe (plus the unseen hole card added back), so the numbers shift correctly as cards leave the deck. The dealer stands or draws by the table rule (hit until 17, and hitting soft 17 when that rule is on).

Crucially, the distribution is conditioned on the US peek rule: when the up-card is an ace or a ten, the dealer has already checked the hole card for blackjack, so we exclude the blackjack case and renormalize. This is why our dealer-bust numbers (a 6 busts 43.9%, an ace only ~20%) match the standard published figures for a peeked game.

Your expected value for each play

With the dealer distribution in hand, we evaluate every legal action as an expected value per dollar of your original bet:

The book play we show is simply the action with the highest expected value among those legal for the hand — which is exactly what basic strategy is.

The default game

Unless you change the settings, every number assumes the most common US shoe game: 6 decks, dealer hits soft 17, blackjack pays 3:2, double on any two cards, double after split, split to four hands, split aces get one card, no surrender. The trainer's settings let you change decks (1–8), the soft-17 rule (H17/S17), and the payout (3:2 / 6:5), and the chart, odds, and dealer all follow your choice.

The approximations — stated honestly

Two standard simplifications keep the engine exact enough to trust and fast enough to run live:

How we know it's right

The engine is validated against long-established published results. A few checkpoints: insurance returns exactly −7.69% (3 × P(ten) − 1); the dealer busts 43.9% showing a 6 in an H17 game; doubling 11 vs 6 returns about +66.5¢ per dollar; and 16 vs 10 is the near-coin-flip everyone argues about, at roughly −54¢ played out. These aren't numbers we looked up — they're what the engine produces, and they line up with the literature. If you ever find one that doesn't, tell us.

Watch the math run live.

The trainer shows these exact numbers on every Hit, Stand, Double, and Split button as you play.

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